Personal Checking

In today's busy world, time and money are hard to come by. At First Security Bank you'll find products designed to give you more of both!

First Choice Checking

  • $100 minimum to open
  • Service charge $6
  • Free Debit Card
  • $10,000 Accidental Death & Dismemberment Insurance
  • $2,500 Identity Theft Insurance with fraud assistance
  • Cash rewards program
  • Everyday rebate rewards
  • Online local savings
  • Discount Gift Card
  • Unlimited check writing
  • Images of checks included in statement
  • Free Online Banking and Bill-pay
  • Free personalized Club Checks

WOW! Checking

  • Earn premium interest rate on balances up to $25,000*
    (Ask your customer service representative for current rates!)
  • Refund of ATM fees up to $20 per statement cycle
  • No minimum balance
  • Opening balance $500
  • Unlimited check writing
  • No service charge 
  • Free Online Banking and Bill-pay
  • Free Debit Card
  • Make at least one direct deposit or ACH automatic payment
  • Make at least 10 debit card transactions (excluding ATMs)
  • Must enroll in Netteller (Internet Banking)
  • Images of checks included in statement

Regular Checking

  • $100 minimum to open
  • Minimum daily balance of $600
  • If the daily balance falls below the minimum,
    a service charge of $6 will be applied.

NOW Checking

  • $7 with minimum daily balance of $500 to $999.99
  • $12 with minimum daily balance of $499.99 or less
  • Unlimited check writing
  • Competitve interest rates 
  • Free Debit Card
  • Free Online Banking and Bill-pay
  • Images of checks included in statement

Free Checking

  • $100 minimum to open
  • No service charge
  • Unlimited check writing
  • Free Debit Card
  • Free Online Banking and Bill-pay
  • Images of checks not included in statement

Student Checking

  • Must be under 24 years of age
  • Under 18 years of age requires adult joint owner
  • No service charge
  • No minimum balance
  • Unlimited check writing
  • Free Debit Card
  • Free Online Banking and Bill-pay
  • Images of checks not included in statement

Money Market Checking

  • $100 minimum to open
  • Service Charges:
    Free with minimum daily balance of $2,500 or more
    $10 with minimum daily balance of $0 to $2,499.99
  • Competitve interest rates 
  • Free Debit Card
  • Check writing (per cycle)
    Maximum of 6 free withdrawals per cycle
    $5 per debit in excess of 6 withdrawals per cycle
    (Debit Card withdrawals included)
  • Images of checks included in statement