Business Checking
When you choose First Security Bank for your business, you are choosing a hardworking partner. For more than half a century, both small and large businesses have relied on First Security Bank for advice, service and products that are specifically designed to make it easier for them to succeed and grow.
Commercial Checking
- $100 minimum to open
- Service charge:
- $6.00 per monthly cycle, prior to credit
- Each account is analyzed monthly to allow earnings credit* to offset service fees.
(see example)
*Earnings Credit based on monthly average at our 3-month CD rate
| Example | |||||||
|---|---|---|---|---|---|---|---|
| Monthly Service Charge | $ 6.00 | ||||||
| +15 checks written @ $0.15 | $ 2.25 | ||||||
| +15 deposits @ $0.15 | $ 2.25 | ||||||
| +100 items deposited @ $.05 | $ 5.00 | ||||||
| = MO. SERVICE CHARGES | $15.50 | ||||||
|
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| Net Service Charge $0 * Rate subject to change |
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- Transaction Fees:
- $0.05 each deposited item
- $0.15 each debit/check written
- $0.15 each deposit
- $0.05 per local item credit/debit
- $0.05 per transit item credit/debit
- Free Debit Card
- Free Online Banking
- Other Fees
- $0.04 per roll of coins
- $3.00 per check deposited and returned NSF
- $29.00 each overdraft paid
- $29.00 each NSF item
- $29.00 per stop payment
- $15.00 per special statement cut-off
- Images of checks included in statement
- Free Bill-pay up to 10 items ($0.75 each after 10)
Small Business & Non-Profit Checking
- $100 minimum to open
- No service charges
- No minimum daily balance
- 300 free withdrawals and/or deposits ($.10 each after 300)
- Competitive Interest rates
- Free Debit Card
- Free Online Banking and Bill-pay