body {
background: #c5a667 url(../assets/images/gradient.jpg) top repeat-x  ;
margin: 0; font-family: Verdana, Tahoma, arial, sans-serif;
font-size: 70%; 
line-height: 18px;
}
/*****************NEW STYLING BEGIN**/

#wrap {
padding: 0px;
margin-left: auto;
margin-bottom: 0;
margin-right: auto;
margin-top: 0;
width: 1040px; /*width of our wrap*/
background: url(../assets/images/dropshadow.png) repeat-y center top; 
text-align: left; /*aligns our text to the left*/ ;
}
	
/******************************** end block of three subnav divs ************ /	

/** #menu li {
color: #005700;
font-size: 13px;
font-family: Verdana, "Lucida Grande", Arial, sans-serif;
display: inline;
list-style-type: none;
padding: 5px;

} **/

#content-wrap {
margin-left: auto;
margin-bottom: 0;
margin-right: auto;
margin-top: 0;
width: 898px; 
height: 100%;

}
#header {
margin: 0 auto;
height: 103px;
background: #FFFFFF url(../assets/images/logo.jpg) no-repeat right top; 
padding: 0;
border-bottom: dashed 3px #ced6cb;
}

#header img{
	margin-top: 35px;
	border-top-style: none;
	border-right-style: none;
	border-bottom-style: none;
	border-left-style: none;
}

#menu {
margin: 5 auto;
height: 16px;
text-align: center;
padding: 4px 0 24px 0;
}


#homeTop {
	padding-top: 10px;
	height: auto;
	position: relative;
}
#col1 {
	padding: 0px;
	float: left;
	width: 150px;
	margin-top: 8px;
	margin-right: 10px;
	margin-bottom: 0px;
	margin-left: 0px;
}
#col1 h1 {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 16px;
	font-weight: bold;
	font-variant: normal;
	letter-spacing: normal;
	text-indent: 0;
	text-align: left;
	white-space: normal;
	color: #036;
	margin: 0px;
	padding-top: 10px;
	padding-right: 0px;
	padding-bottom: 10px;
	padding-left: 0px;
	background-color: #ECE2CF;
	height: 40px;
}

#col1 img {
	float: left;
	padding-right: 10px;
}
#col1 ul  {
	font-size: 11px;
	clear: left;
	border-left-style: none;
	margin-right: 5px;
	margin-bottom: 5px;
	margin-left: 25px;
	border-top-style: none;
	border-right-style: none;
	border-bottom-style: none;
	color: #3b7e3c;
	list-style-image: url(../assets/images/aLinks.png);
	line-height: 1.1em;
	padding-top: 10px;
	padding-right: 0px;
	padding-bottom: 0px;
	padding-left: 0px;
}
#col1 ul li {
	margin-bottom: 10px;
}
#col1 ul li a {
	font-size: 11px;
	color: #036;
}
#col1 ul li a:hover {
	font-size: 11px;
	color: #036;
	text-decoration: underline;
}
#col2Wrap {
	float: left;
	width: 435px;
	position: relative;
	padding-bottom: 0px;
	margin-right: 10px;
	background-image: url(../assets/images/col2Top.png);
	background-repeat: no-repeat;
	padding-top: 55px;
	padding-right: 0px;
	padding-left: 0px;
}
#col2Wrap #col2ContentWrap {
	padding-left: 20px;
	padding-right: 20px;
	background-image: url(../assets/images/col2Back.png);
	background-repeat: repeat-y;
	padding-top: 10px;
	padding-bottom: 0px;
}
#col2Wrap #col2ContentWrap #col2 p{
	font-size: 11px;
	line-height: 1.2 em;
	margin: 0px;
	padding-top: 0px;
	padding-right: 0px;
	padding-bottom: 10px;
	padding-left: 0px;
}
#col2Wrap #col2ContentWrap #col2 h1 {
	letter-spacing: normal;
	text-indent: 0;
	font-family: Verdana, Geneva, sans-serif;
	font-size: 12px;
}
#col2Wrap #col2ContentWrap #col2 h2 {
	letter-spacing: normal;
	text-indent: 0;
	font-family: Verdana, Geneva, sans-serif;
	font-size: 12px;
	margin-top: 10px;
	border-bottom-width: 1px;
	border-bottom-style: solid;
	border-bottom-color: #d9d9d9;
}

#col2Wrap #col2ContentWrap #col2 a  {
	font-size: 11px;
	font-weight: bold;
}
#col2Wrap #col2ContentWrap #col2 img.photoLeft {
	float: left;
	padding-top: 0px;
	padding-right: 10px;
	padding-bottom: 0px;
	padding-left: 0px;
}
#col2Wrap #col2ContentWrap #col2 img.photoRight {
	float: right;
	padding-top: 0px;
	padding-right: 0px;
	padding-bottom: 0px;
	padding-left: 10px;
}
#col2Wrap #col2Bottom {
	background-image: url(../assets/images/col2Bottom.png);
	background-repeat: no-repeat;
	background-position: center bottom;
	height: 13px;
	margin-bottom: 10px;
	padding: 0px;
	margin-top: 0px;
	margin-right: 0px;
	margin-left: 0px;
}
#col3Wrap  {
	float: right;
	width: 290px;
	padding: 0px;
	margin-top: 8px;
	margin-right: 0px;
	margin-bottom: 0px;
	margin-left: 0px;
	position: relative;
}
#col3Wrap #investment {
	background-color: #ECE2CF;
	padding-top: 0px;
	padding-right: 0px;
	padding-bottom: 5px;
	padding-left: 0px;
	margin-top: 0px;
	margin-right: 0px;
	margin-bottom: 10px;
	margin-left: 0px;
}
#col3Wrap #investment img {
	float: right;
	padding-left: 10px;
	margin: 0px;
	padding-top: 0px;
	padding-right: 0px;
	padding-bottom: 0px;
}
#col3Wrap #investment p {
	text-align: center;
	font-size: 11px;
}

#col3Wrap #investment h1 {
	margin-top: 0px;
	margin-right: 0px;
	margin-bottom: 10px;
	margin-left: 0px;
	font-size: 14px;
	letter-spacing: normal;
	text-indent: 0;
	font-family: Verdana, 'Lucida Grande', Arial, sans-serif;
	font-weight: bold;
	color: #FFF;
	padding-top: 5px;
	padding-right: 0px;
	padding-bottom: 5px;
	padding-left: 5px;
	background-color: #7B590F;
}
#col3Wrap #investment     a{
	color: #000;
	font-size: 11px;
}
#col3Wrap #investment a:hover    {
	color: #000;
	font-size: 11px;
	text-decoration: underline;
}
#col3Wrap #insurance {
	margin: 0px;
	font-size: 11px;
	padding-top: 10px;
	padding-right: 0px;
	padding-bottom: 0px;
	padding-left: 0px;
	border-top-width: 1px;
	border-top-style: solid;
	border-top-color: #666;
}
#col3Wrap #insurance p a {
	font-size: 11px;
	color: #277720;
}
#col3Wrap #insurance p a:hover {
	font-size: 11px;
	color: #277720;
	text-decoration: underline;
}

#col3Wrap #insurance h1 {
	margin-top: 0px;
	margin-right: 0px;
	margin-bottom: 10px;
	margin-left: 0px;
	font-size: 14px;
	letter-spacing: normal;
	text-indent: 0;
	font-family: Verdana, 'Lucida Grande', Arial, sans-serif;
	font-weight: bold;
	color: #FFF;
	background-color: #277720;
	padding-top: 5px;
	padding-right: 0px;
	padding-bottom: 5px;
	padding-left: 5px;
}
#col3Wrap #insurance p {
	text-align: center;
	margin: 0px;
	padding-top: 0px;
	padding-right: 0px;
	padding-bottom: 10px;
	padding-left: 0px;
}
#col3Wrap #insurance img {
	margin: 0px;
	padding: 0px;
}
#homeBottom {
	margin-top: 0px;
	margin-right: 0px;
	margin-bottom: 10px;
	margin-left: 0px;
	position: relative;
	padding-top: 0px;
	padding-right: 0px;
	padding-bottom: 10px;
	padding-left: 0px;
	height: 55px;
}
#homeBottom #address {
	float: left;
	width: 300px;
	margin: 0px;
	padding: 0px;
	height: 70px;
}
#homeBottom #address h2 {
	letter-spacing: normal;
	text-indent: 0;
	word-spacing: normal;
	font-size: 11px;
	font-family: Verdana, 'Lucida Grande', Arial, sans-serif;
	line-height: 1.2em;
	margin: 0px;
	padding: 0px;
}
#homeBottom #address p {
	line-height: 1.1em;
	margin: 0px;
	padding: 0px;
}
#homeBottom #dateTime {
	text-align: center;
	font-family: Arial, Helvetica, sans-serif;
	font-size: 10px;
	float: left;
	padding: 0px;
	width: 290px;
	margin: 0px;
}
#homeBottom #FDIC {
	width: 300px;
	float: right;
	padding: 0px;
	margin-top: 0px;
	margin-right: 0px;
	margin-bottom: 10px;
	margin-left: 0px;
}
#homeBottom #FDIC p {
	font-family: Arial, Helvetica, sans-serif;
	text-align: center;
	margin: 0px;
	font-size: 10px;
	line-height: 1.1;
	clear: right;
	padding-top: 0px;
	padding-right: 10px;
	padding-bottom: 0px;
	padding-left: 10px;
}
#homeBottom #FDIC img {
	margin: 0px;
	padding-bottom: 5px;
	float: right;
	padding-right: 80px;
}
#footDisclaim {
	background-color: #e0dccf;
	margin-top: 10px;
	clear: both;
	border: 1px solid #666;
	padding-top: 5px;
	padding-right: 10px;
	padding-bottom: 5px;
	padding-left: 10px;
}
#footDisclaim h3 {
	letter-spacing: normal;
	text-indent: 0;
	word-spacing: normal;
	margin: 0px;
	padding-top: 5px;
	padding-right: 0px;
	padding-bottom: 0px;
	padding-left: 0px;
}

#footDisclaim p {
	font-size: 9px;
	line-height: 13px;
}
.clrRight {
	clear: right;
}
.redText {
	color: #C00;
}
.blueText {
	color: #036;
}

