Federal PLUS Loans
(for parents)

First Security Bank now offers convenient online preapproval for PLUS Loans.  

Federal PLUS Loans enable parents with good credit histories to borrow money to help pay for the educational expenses of undergraduate students enrolled on at least a half-time basis.  

Please review our Privacy Policy below. If you agree to its terms, you will be taken to the secure site of our servicing agent, ESF Loan Servicing, to submit your PLUS Loan Pre-Approval request.
 

NOTICE OF YOUR FINANCIAL PRIVACY RIGHTS

This is our privacy notice for our customers. When we use the words "you" and "your" we mean the following types of customers:

  • All of our consumer customers who have a continuing relationship with us, such as:
    • Deposit account
    • Loan account
    • Credit card
    • Safe deposit box
    • Retail installment contract we hold and service
    • Self-directed Individual Retirement Account where we act as custodian or trustee
    • Financial, investment, or economic advisory services (for a fee)
  • All persons who use our trust department
  • All IRA accounts for which we act as custodian
  • All former customers

We will tell you the sources for nonpublic personal information we collect on our customers. We will tell you what measures we take to secure that information.

We first define some terms.

We, our, and us means First Security Bank.

 
Nonpublic personal information means information about you that we collect in connection with providing a financial product or service to you. Nonpublic personal information does not include information that is available from public sources, such as telephone directories or goverment records.
 

An affiliate is a company we own or control, a company that owns or controls us, and a company that is owned or controlled by the same company that owns or controls us. Ownership does not mean complete ownership, but means owning enough to have control.

A nonaffiliated third party is a company that is not an affiliate of ours.

THE INFORMATION THAT WE COLLECT

We collect nonpublic personal information about you from the following sources:

  • Information we receive from you on applications or other forms
  • Information about your transactions with us
  • Information about your transactions with nonaffiliated third parties
  • Information from a consumer reporting agency

We do not disclose any nonpublic personal information about you to anyone, except as authorized by law.

THE CONFIDENTIALITY, SECURITY AND INTEGRITY OF YOUR NONPUBLIC PERSONAL INFORMATION

We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic personal information.

NONPUBLIC PERSONAL INFORMATION
AND NONAFFILIATED THIRD PARTIES

Since we value our customer relationship with you, we will not disclose your nonpublic personal information to nonaffiliated third parties, except as permitted by law.

NONPUBLIC PERSONAL INFORMATION
AND FORMER CUSTOMERS

If you decide to close your account(s) or become an inactive customer, we will follow the privacy policies and practices as described in this notice.

By clicking on the "I AGREE" button, you acknowledge that you have received and read our privacy notice and that you understand and accept its terms. You will then be taken to the PLUS Loan Pre-Approval Request Form which is located in the secure site maintained by our servicing agent, ESF Loan Servicing.

If you do not wish to continue with the PLUS Loan Pre-Approval Request process, click on the "I DO NOT AGREE" button and you will be taken to our Student Loan home page.

 

I AGREE           I DO NOT AGREE