(Non-Interest / Interest / Business)

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Non-Interest Checking [TOP]
Regular Checking Account  
- $100.00 minimum to open
- If the daily balance falls below $600, a service charge of $6 will be applied
 
Student Checking Account  
- There is no minimum daily balance requirement.
- There is no monthly service charge and no per check charge.
- There is no annual charge for your First Security Cash Plus 24 Hour banking card.
- Students can have free checking through age 24.  
 
First Choice Checking $6.00/month
- $100 minimum to open - Cash rewards program
- Free debit card - Everyday rebate rewards
- Free internet banking - Online local savings
- Free Bill-Pay - Discount gift card
- Free Personalized club checks - Unlimited check writing
- $10,000 Accidental Death & Dismemberment Insurance - Check images in statements
- $2,500 Identity Theft Insurance with Fraud Assistance - Bounce protection limit $500
Interest Checking [TOP]
NOW Checking
- $100 minimum to open
- NO service fee on daily balances of $1000.00 and greater.
- Service fee of $7.00 for daily balances from $500.00 to $999.99.
- Service fee of $12.00 for daily balances below $500.00
- View Rates
 
WOW Checking
- $500.00 minimum to open
- Free debit card
- Free internet banking
- Free Bill-Pay
- Earn premium interest on balances up to $25,000* (View Rates)
- Refund ATM fees up to $20 per statement cycle
- No service charge
- Make at least one direct deposit or ACH automatic payment per statement cycle
- Make at least 10 debit card transactions per statement cycle (excluding ATM's)
- Enroll in NetTeller Internet Banking
- Bounce protection limit $700.00
- Check Images in Statements
- WOW accounts limited to one per household
 
 
* Any portion of a WOW account balance in excess of $25,000 will earn the Now Checking account rate.  When WOW requirements are not met during the statement cycle, the account will still function as a free checking account, earning the Now Checking account rate without ATM fee refunds.

 
Business Checking [TOP]
Business Checking Accounts
- Opening deposit of $100.00
- Each account will be analyzed monthly allowing credit to offset service fees.
- Maintenance fee $6.00 every statement cycle.
- Check charge fee of $.25 for each check or debit transaction.
- Deposit charge of $.15 for each deposit or credit transaction.
- For each deposit, there will be a per local item/transit item charge of $.05 for each item deposited.
- View Rates