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Non-Interest Checking [TOP]
Regular Checking Account
- Minimum daily balance of $600.00.
- Check charge fee of $0.20 for each debit transaction.
- For each $100.00 of the lowest balance during the statement cycle, you will earn a credit of five free checks.
- If the daily balance falls below the minimum, a service charge of $6.00 will be applied.
 
Student Checking Account
- There is no minimum daily balance requirement.
- There is no monthly service charge and no per check charge.
- There is no annual charge for your First Security Cash Plus 24 Hour banking card.
- Students can have free checking through age 24.  
 
First Club Account
- Monthly Membership Fee for Basic - $8.00 / Family - $10.00
- First 40 Checks or Debits are free, over 40 is $0.20 each.
- First Club offers extras like: free personalized checks, accidental death and dismemberment insurance, and nationwide discounts on lodging and dining and theme parks.
 
Direct Deposit Account
This account is for customers with a recurring Direct Deposit who will make a limited number of withdrawals per statement cycle.
- Monthly Service Fee -- $2.00
- Withdrawal Fee -- $0.50
(No withdrawal fee for withdrawals made at any of First Security Bank's Cash Plus ATM machines)
 
Interest Checking [TOP]
First Class Club Account
- For our special customers age 50 & over
- Free Personalized checks, nationwide discounts, and auto trip routing.
- NO monthly service fee with a minimum daily balance of $300.00.
- Daily balance below $300.00, a service fee of $8.00 will be applied.
- First 40 Checks or Debits are free, over 40 is $0.20 each.
- View Rates
NOW Checking
- NO service fee on daily balances of $1000.00 and greater.
- Service fee of $7.00 for daily balances from $500.00 to $999.99.
- Service fee of $12.00 for daily balances below $500.00
- First 30 Checks and debits are FREE. Over 30 is $0.20 each.
- View Rates
 
Business Checking [TOP]
Business Checking Accounts
- Opening deposit of $100.00
- Each account will be analyzed monthly allowing credit to offset service fees.
- Maintenance fee $6.00 every statement cycle.
- Check charge fee of $.25 for each check or debit transaction.
- Deposit charge of $.15 for each deposit or credit transaction.
- For each deposit, there will be a per local item/transit item charge of $.05 for each item deposited.
- View Rates